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Home > Blog > Insurance > Educators Insurance Blog: insurance
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Educators Insurance Blog: insurance

View the latest blog posts from Educators Insurance.

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Wednesday, February 26, 2020

Safeguarding Your Home Against Tornadoes

Hearing tornado sirens and seeing that warning pop up on your phone can be a scary feeling. Even a single tornado has been known to take out billions of dollars and hundreds of homes and businesses. While tornadoes can be unpredictable, changing with the wind in seemingly the blink of an eye, it is possible to take some precautions to keep yourself and your family safe. READ MORE >>

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Thursday, January 23, 2020

Tips to Driving Safe in the Winter

Winter is a dangerous time for drivers. The sun sinks early in the day, bitter cold sweeps in and snow and sleet stick to the streets. The months between September and December have some of the highest vehicle crash deaths, followed closely by January-March. READ MORE >>

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Tuesday, December 31, 2019

Understanding the 80% Rule for Homeowners Insurance

Insurance is a confusing business with multiple facets, rules and nuances. Home insurance is one necessity that has more complicated rules. When considering an insurance policy, it’s important to understand the 80% rule in home insurance. In some instances, insurance companies won’t cover the entire cost of damages caused by covered perils. READ MORE >>

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Wednesday, November 20, 2019

Is Insurance More Expensive For Older Cars?

Older cars have more breakdowns. As such, need more repairs and maintenance, and there's always the worry that they might not get you from point A to point B. The good news is that, while they may cost you a little more at the repair shop, they tend to cost less when it comes to auto insurance. READ MORE >>

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Monday, November 11, 2019

Tips for hosting a holiday party

With the holidays approaching, you may be planning to have guests at your home. When you’re preparing the food, the music, and the decorations, be sure guest safety is also part of the plan. There are things you can do to help ensure your holiday party is festive, fun and safe, including: READ MORE >>

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Monday, September 30, 2019

Protecting Your Roof from Damage

Your roof goes through a lot. Rain, wind, snow, ice, hot, cold - it’s the shield that protects the rest of your home from the elements. But even shields aren’t invincible. It’s no secret that your roof will need repairs or replacements periodically, but with some extra love, you can help your roof stay stronger for longer. READ MORE >>

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Wednesday, July 31, 2019

Is Increasing Your Auto Deductible the Right Thing to Do?

When you choose your car insurance policy, you’ll likely see that you have a choice of deductibles. In some cases, you will even be able to choose several. Deductibles represent your own obligation to pay for vehicle damage or related losses. Therefore, you need to choose one that you can pay easily, without a significant out-of-pocket loss. READ MORE >>

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Friday, June 28, 2019

Does Homeowners Insurance Cover Bed Bugs

A bed bug is about the size of an apple seed. Even though they are so small, they are damaging and dangerous pests that can be very hard to get rid of. If you have bed bugs, your first step should be to speak to an exterminator. Then, learn about the options for ridding your home of them. READ MORE >>

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Monday, April 15, 2019

How to help prevent clothes dryer fires

Clothes dryer fires can happen when lint from your laundry builds up in the dryer or in the exhaust duct itself. If lint blocks the air flow, it can cause heat to build up, resulting in a fire. In fact, according to the U.S. Consumer Producer Safety Commission, dryer fires account for about 15,600 fires each year. READ MORE >>

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Wednesday, March 6, 2019

Tips for Preventing Frozen Pipes

Winter in New England comes with snow, ice and other weather that isn’t so nice - like extremely cold temperatures. When temperatures drop, pipes in your home are more likely to freeze. Frozen pipes are a top risk of property damage when the temperature drops, especially in homes that are more than 20 years old. READ MORE >>

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