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Home > Blog > Homeowners > Educators Insurance Blog: homeowners
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Educators Insurance Blog: homeowners

View the latest blog posts from Educators Insurance.

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Thursday, October 7, 2021

Gutter Cleaning Protects Your Home

Gutter cleaning does not sound like a weekend chore anyone is excited to do. Yet, it's an important chore every homeowner should do or hire someone to do twice a year. Why? Because gutters get clogged, which can result in significant damage to your house. That significant damage can cost you money. READ MORE >>

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Friday, August 13, 2021

Will Home Insurance Pay to Remove a Tree from a Yard?

Storms are one of the most common causes of damage to a home. Even in a small windstorm, a tree limb can land on your home or fence and create thousands of dollars of damage.   In many situations, your home insurance is available to help cover these costs. However, not every situation offers the same level of coverage. READ MORE >>

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Thursday, December 31, 2020

Why Fire Alarms Will Lower Home Insurance Premiums

  No home, anywhere, is immune to fire risks. A house fire might arise at any time, triggered by anything from a kitchen accident to a problem in your home’s wiring. However, the results will always be costly, no matter how severe the fire might be.  READ MORE >>

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Friday, August 28, 2020

Why Did My Home Insurance Premiums Go Up if I Didn’t File a Claim?

There are many factors that can influence your home insurance rate and cause unexpected changes, even if you don’t file a claim. A huge reason your home insurance costs may go up is changes to the home. Renovations and upgrades can raise the value of your home, meaning you need more insurance to cover it in case of a disaster. READ MORE >>

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Wednesday, July 8, 2020

Understanding Home Insurance Terminology

To any new homeowner, home insurance can be confusing and intimidating. There are hundreds of insurance providers offering policies, but comparing quotes and coverages means little when the jargon is hard to understand. READ MORE >>

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Wednesday, February 26, 2020

Safeguarding Your Home Against Tornadoes

Hearing tornado sirens and seeing that warning pop up on your phone can be a scary feeling. Even a single tornado has been known to take out billions of dollars and hundreds of homes and businesses. While tornadoes can be unpredictable, changing with the wind in seemingly the blink of an eye, it is possible to take some precautions to keep yourself and your family safe. READ MORE >>

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Tuesday, December 31, 2019

Understanding the 80% Rule for Homeowners Insurance

Insurance is a confusing business with multiple facets, rules and nuances. Home insurance is one necessity that has more complicated rules. When considering an insurance policy, it’s important to understand the 80% rule in home insurance. In some instances, insurance companies won’t cover the entire cost of damages caused by covered perils. READ MORE >>

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Friday, June 28, 2019

Does Homeowners Insurance Cover Bed Bugs

A bed bug is about the size of an apple seed. Even though they are so small, they are damaging and dangerous pests that can be very hard to get rid of. If you have bed bugs, your first step should be to speak to an exterminator. Then, learn about the options for ridding your home of them. READ MORE >>

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Tuesday, May 29, 2018

Understanding the difference between your home's market value versus replacement cost

Your home is where you sleep, where you feel the safest and where you keep your valuables and personal belongings. Yet more than half of homes in the U.S. are underinsured according to estimates by Marshall & Swift/Boeckh. READ MORE >>

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Wednesday, May 17, 2017

Protecting Your Basement from Flooding

During the spring, excess precipitation poses a high flood risk to many areas of your home, especially your basement. It’s critical to protect your home during times of adverse weather, and different types of insurance can help properly protect your home and valuables. READ MORE >>

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