Thursday, October 29, 2020If you are buying a new home, you may wonder how a deductible actually works for home insurance. In short, a home insurance deductible is a set amount you must pay before receiving compensation for a home insurance claim. Say your insured home is hit by heavy storms. READ MORE >>
Friday, August 28, 2020 There are many factors that can influence your home insurance rate and cause unexpected changes, even if you don’t file a claim. A huge reason your home insurance costs may go up is changes to the home. Renovations and upgrades can raise the value of your home, meaning you need more insurance to cover it in case of a disaster. READ MORE >>
Wednesday, July 8, 2020To any new homeowner, home insurance can be confusing and intimidating. There are hundreds of insurance providers offering policies, but comparing quotes and coverages means little when the jargon is hard to understand. READ MORE >>
Wednesday, February 26, 2020Hearing tornado sirens and seeing that warning pop up on your phone can be a scary feeling. Even a single tornado has been known to take out billions of dollars and hundreds of homes and businesses. While tornadoes can be unpredictable, changing with the wind in seemingly the blink of an eye, it is possible to take some precautions to keep yourself and your family safe. READ MORE >>
Tuesday, December 31, 2019Insurance is a confusing business with multiple facets, rules and nuances. Home insurance is one necessity that has more complicated rules. When considering an insurance policy, it’s important to understand the 80% rule in home insurance. In some instances, insurance companies won’t cover the entire cost of damages caused by covered perils. READ MORE >>
Friday, June 28, 2019A bed bug is about the size of an apple seed. Even though they are so small, they are damaging and dangerous pests that can be very hard to get rid of. If you have bed bugs, your first step should be to speak to an exterminator. Then, learn about the options for ridding your home of them. READ MORE >>
Monday, April 15, 2019 Clothes dryer fires can happen when lint from your laundry builds up in the dryer or in the exhaust duct itself. If lint blocks the air flow, it can cause heat to build up, resulting in a fire. In fact, according to the U.S. Consumer Producer Safety Commission, dryer fires account for about 15,600 fires each year. READ MORE >>
Wednesday, March 6, 2019 Winter in New England comes with snow, ice and other weather that isn’t so nice - like extremely cold temperatures. When temperatures drop, pipes in your home are more likely to freeze. Frozen pipes are a top risk of property damage when the temperature drops, especially in homes that are more than 20 years old. READ MORE >>
Wednesday, January 30, 2019 As winter kicks into full gear and the snow is building up outside, you may be looking forward to staying cozy and warm indoors. But did you know that half of all home heating fires occur in December, January and February? Home fires caused by heating equipment account for about 15% of all reported home fires each year. READ MORE >>
Tuesday, December 11, 2018 Winter is right around the corner. That usually means skiing, hot cocoa and lots of snow and ice. Before winter weather hits, it’s important to get your home ready to withstand the harsh conditions. Making home maintenance a priority beforehand can help identify potential problems early and reduce the chance of an insurance claim in the future. READ MORE >>
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