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Home > Blog > Educators Insurance Blog: coverage
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Educators Insurance Blog: coverage

View the latest blog posts from Educators Insurance.

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Thursday, October 7, 2021

Gutter Cleaning Protects Your Home

Gutter cleaning does not sound like a weekend chore anyone is excited to do. Yet, it's an important chore every homeowner should do or hire someone to do twice a year. Why? Because gutters get clogged, which can result in significant damage to your house. That significant damage can cost you money. READ MORE >>

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Wednesday, September 8, 2021

Defensive Driving Techniques

Defensive driving is one of the most important things you can do to prevent injury on the job. Let’s take a look at the meaning of driving defensively and discuss techniques for staying safe.  What is Defensive Driving?  READ MORE >>

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Friday, August 13, 2021

Will Home Insurance Pay to Remove a Tree from a Yard?

Storms are one of the most common causes of damage to a home. Even in a small windstorm, a tree limb can land on your home or fence and create thousands of dollars of damage.   In many situations, your home insurance is available to help cover these costs. However, not every situation offers the same level of coverage. READ MORE >>

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Thursday, October 29, 2020

How Does a Home Insurance Deductible Work?

If you are buying a new home, you may wonder how a deductible actually works for home insurance. In short, a home insurance deductible is a set amount you must pay before receiving compensation for a home insurance claim.  Say your insured home is hit by heavy storms. READ MORE >>

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Wednesday, September 23, 2020

Can You Go to Jail for Not Having Car Insurance?

Car insurance requirements are determined by the states, so the legal repercussions also vary per state. In general, drivers don’t have to worry about going to jail over not carrying car insurance unless involved in certain circumstances, such as if you cause a major accident while driving without insurance. READ MORE >>

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Wednesday, November 7, 2018

When being a safe driver is not enough

Nearly one in eight U.S. drivers was uninsured in 2015, putting insured drivers at greater risk in the event of an auto accident, according to a new study. If you get into a crash caused by an uninsured or underinsured driver, you may be on the hook for medical bills if you are injured, or repair costs if your vehicle is damaged. READ MORE >>

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Monday, July 16, 2018

Million-dollar peace of mind

Approximately 15 million civil lawsuits are filed every year.  So, if you have a paycheck, then you should have umbrella insurance. An umbrella policy kicks in where your homeowners and auto polices leave off, providing you with extra protection and peace of mind should the unexpected happen and you find yourself with a claim or lawsuit filed against you. READ MORE >>

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Tuesday, March 20, 2018

Accident? We believe in second chances.

We all make mistakes, and sometimes even the safest drivers may get into an accident or two. With second chance accident forgiveness coverage, your first surchargeable accident in any 36-month period will be forgiven. READ MORE >>

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Tuesday, February 20, 2018

Coverage to consider when buying a new car

You may have purchased a new car this past weekend. According to Consumer Reports, Presidents Day weekend is one of the best weekends to buy a car, with dealers offering steep discounts and deals. Remember, with a new or new-to-you car there is a need for a new auto insurance policy. READ MORE >>

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Wednesday, August 19, 2015

Better to be safe than sorry

When your car breaks down or you get a flat tire you can’t always rely on someone to help you if you’re out in the middle of nowhere.  You can, however, count on Educators Insurance’s partner carrier, Hanover Insurance, and their Roadside Assistance coverage to be there for you 24/7. READ MORE >>

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